At Preston Insurance, we are more than just car insurance. Providing you with affordable options is a key component to our commitment to you. There are many options available to protect your vehicle and making the choice to rely on Preston Insurance, is one of the best decisions you can make.
Shopping for car insurance is our specialty! As an independent agent, we have the ability to review many factors beyond your driving record to find the best policy at the best price – tailored to you!
Your Policy and What it Means
An auto or car insurance policy is broken down into 2 parts: Liability and Comprehensive. Looking at these two aspects of your insurance is important to ensure you have the right coverage.
Liability covers your financial responsibility in the event of at-fault injuries to others. Liability insurance is often required in most states. Your agent should be able to advise you regarding the amount of coverage you may need based on your driving history, experience, and vehicle.
Comprehensive insurance is the second part of car insurance and covers losses for many reasons. This coverage can include loss from fire, accidents, and theft. Often, comprehensive coverage is required by leasing companies and banks.
Your needs can be reviewed by our qualified agents to determine what additional coverage you may also need. Ancillary medical coverage, car rental, and others may be beneficial for you to reduce your risk while out on the road.
What Should Your Deductible Be?
Every car insurance policy is structured with coverage levels and deductibles that ultimately determine your cost. It is a common misconception that having a higher deductible will reduce your monthly premium. Additionally, having a lower amount of coverage does not always equate to a lower cost.
Meeting your coverage needs while ensuring you have the right deductible is the most important aspect of car and auto insurance. Every policy is different and you can rest assured that every client we service has the right policy for their needs.
Ready to Get Started?
We would love to help you find the right car insurance! At Preston Insurance, we’re dedicated to reviewing not only your current policy, but also how your driving habits and history may impact your coverage needs. Start with a free quote by contacting us today!
Looking For Additional Vehicle Coverage?
We also offer quotes and coverage for many additional vehicles including
Let’s discuss your insurance needs and find you the best policy!